We had our first baby appointment today. Last time, we didn't hear the heartbeat the first time, so I didn't get my hopes up this time, but we did! We heard it! It was 160. I can't find what Gulliver's heartbeat was, but I was able to find an old blog post that indicated it was over 140. So I guess we can't count on it being a girl for sure. We'll have to wait about 9 more weeks or so to find out.
This pregnancy will be a little interesting because as I mentioned before, we'll be paying for everything at 100%. For the self-insured, there is NO maternity coverage from any health insurance provider. Help will kick in if something goes wrong, but we can expect to pay for everything if all goes right. At least we got in on Aflac before they closed their supplemental policies to Utahns.
We love our doctor and are thrilled that our insurance situation won't get in the way of her delivering baby number 2. She's also willing to work with us to find ways to bring down costs. For example, if I have gestational diabetes again (which I probably will), I won't have to go to the diabetes center every two weeks this time. I was able to manage the whole thing with diet last time, so I know what I'm doing. I'll just report my numbers directly to my doctor instead of going to biweekly counseling. By the way, she's a family doctor, and I also have to say that I LOVE that our doctor is a family doctor. I highly recommend it. It's just nice that she knows all of us, and there's no separate pediatrician or anything. She's it. And she's wonderful.
The epidural is still a big $2000 question. Our doctor said, of course, that unless I prepare for natural birth, then it doesn't matter HOW much the epidural costs, I will pay it. Not that I was planning on NOT preparing. But still. I already feel like we'll just end up paying for the epidural anyway because right now the only reason for me not getting it is financial. And I'd love to be all passionate about natural childbirth and hop on that trend, but I still do NOT see the appeal of doing it naturally. Please feel free to weigh in. Tonight I bought Ricki Lake's book that changed Dooce's perspective on everything. I haven't made it past the forward yet, but I'm very very not convinced yet.
I think that the best way to go about it is to just dedicate a job, or a couple of jobs, to the epidural. For example, tonight, I need to work on a client's rush job. I don't expect this job to take me more than a few hours. So then mentally (or "physically") I can put the money from this job aside into an "epidural" fund. Three more rush jobs like this and my comfort is all paid for.
I'm leaning towards that solution.
ON THE OTHER HAND, $2000 is still $2000 no matter how I make it. And it's still $2000 I could spend on something else. Here is a list of things that cost $2000:
- two tickets to Europe (I'm being optimistic)
- two tickets to Hawaii + part of the hotel (I've never been)
- a 27" iMac (I don't need one, but STILL)
- an incredibly comfortable, perfect rocking/gliding/nursing chair so that I can take care of the new baby as comfortably as possible
- 4 iPads (no, I wouldn't buy 4 iPads. But STILL)
- 2.5 family trips to Maryland (maybe even 3)
- 6 (?) hours of relative comfort that previous generations lived without during childbirth
What would YOU do?