Today is Murray's antepenultimate day of work. I know. Shocking. I haven't blogged about any of this. We have known for a while that Murray would be losing his job, and about a month ago, we decided that he'd be finished by the end of this month. And about a couple weeks ago, Murray decided that would be the 25th, and earlier this week, he decided that it would be the 28th. So. There it is. After Monday, Murray will be unemployed.
Which is pretty much awesome.
Why? Well, because it means I get to be his boss! Thankfully, we have procrastinated filing the papers that we need to to make us a legitimate business. This has allowed us time for extra thought, and my brother Captain Fabuloso suggested that it actually makes sense for me to own 52% of the company and Murray to own 48%. He still would have an equal say in everything, BUT as a woman-owned business, we'd be entitled to more benefits.
In all seriousness, we are actually excited at the idea that Murray and I can work together full time on our business. This was actually our 10-year plan and it has now been bumped up to our immediate plan. We have so much to offer and we already know that we work great together. Here are the things we're looking forward to:
Saving money because we'll both be eating at home every day for lunch.
Having Murray home with Gulliver. What a treat for both of them! This also frees me up to go run errands and have business meetings, etc. during the day. We can switch off on Gulliver-watching duties depending on what either of us has going on at any given time.
Both being able to do what we love for a living and be our own bosses and decide for ourselves what we'd like to do. There is a lot of freedom in that!
Growing and exploring new options and finding new successes.
And of course we're not naively excited about this opportunity without being scared out of our wits of what it also could mean. Here are some things we worry about:
Not a steady source of income. Good months and bad months---can we pay the mortgage every month?
Healthcare and children. Did you know that individual plans don't cover maternity? There is a separate $6500 deductible for maternity and childbirth. So basically you pay for the whole thing unless something goes wrong. And of course you can work the system with supplemental insurance, but still. The whole insurance thing is a beast. (And Obama is our only hope!) Also, our original plan was for me to get pregnant in September. Now we have to wait until we find the right insurance to get pregnant.
Being in charge of paying taxes instead of having them conveniently come out of the paycheck.
I'm sure there are many other perks and a few other worries that aren't coming to mind right now. In any event, we're more excited than we are nervous. And to leave you on a high note......